New York SAT Playbook 2025: Regents, Subway Commutes & The $3k Tutor - Here’s the Shortcut

Test Preparation

Jul 8, 2025

Streamline SAT prep in NYC by merging study strategies with Regents preparation, utilizing free resources, and maximizing your commute for effective learning.

NYC students preparing for the SAT face tight schedules and budgets, juggling Regents exams, commutes, and college applications. The good news? You don’t need an expensive $3,000 tutor to succeed. This guide highlights how to:

  • Combine Regents prep with SAT study, saving time by focusing on overlapping content like Algebra or Reading skills.

  • Use free or low-cost resources like Khan Academy, Schoolhouse.world, or community center programs (starting at $75 for 12 sessions).

  • Turn your subway commute into study time with mobile apps like ChatSAT or offline tools like Bluebook practice tests.

  • Access SAT fee waivers and college application discounts through programs like College Board, SUNY, and CUNY, cutting costs significantly.

With these strategies, NYC students can streamline their SAT prep, maximize resources, and achieve success without overspending.

Best SAT Prep Courses 2025 (Reviewed & Rated)

How to Use Regents Review for SAT Prep

For juniors in New York City, prepping for the Regents exams and the SAT doesn’t have to feel like juggling two completely separate tasks. These tests share overlapping content, offering a chance to streamline your study efforts and make your preparation more efficient.

Shared Content: Study for Both Tests at Once

The overlap between the Regents and SAT is significant. For example, both the Regents ELA and the SAT Reading & Writing sections test similar skills like reading comprehension, grammar, and analytical writing. On the math side, concepts from Algebra I and II on the Regents are directly aligned with SAT Math, reinforcing the same foundational skills.

However, the two tests differ in format. Regents exams feature a mix of multiple-choice questions, short answers, and essay prompts, while the SAT leans heavily on multiple-choice questions with some grid-in responses.

"Regents exams assess knowledge and skills across various subjects and are a mandatory requirement for graduating high school in New York, but preparing for them involves mastering core concepts and critical thinking skills, not just memorization".

This focus on understanding over rote memorization fits perfectly with SAT prep strategies. By recognizing these shared areas, you can create a study plan that tackles both tests at the same time.

How to Schedule Study Time for Both Tests

To create an effective study schedule, start by evaluating how much time you need to improve your scores. Research suggests that the number of hours required depends on your target score increase: about 10 hours for a 0-20 point boost, 40 hours for a 110-130 point jump, and 120+ hours for a 210-point improvement.

Next, map out the dates for your Regents exams and SAT test. Build a weekly plan that balances preparation for both tests. Instead of cramming, focus on steady, consistent study sessions. Use holidays or school breaks for more intensive study periods, especially since these often align with Regents review sessions. During these blocks, concentrate on areas where you need the most improvement, and make sure to study in a quiet, distraction-free space.

Tools That Help with Both Regents and SAT

Once your schedule is in place, the right tools can make a huge difference in reinforcing shared concepts between the two tests. Here are some resources to consider:

  • Khan Academy: Offers free lessons and practice questions tailored to the Digital SAT, while also covering Regents-level material. Its adaptive system can help identify and address gaps in your knowledge.

  • ChatSAT: This tool’s Urgency Detector prioritizes topics based on their importance and your test dates. It creates a week-by-week calendar with micro-lessons, drills, and full-length practice tests, focusing on overlapping areas to maximize your study time.

  • UWorld: Provides grammar exercises that benefit both the Regents ELA and SAT Writing sections.

  • Mathchops: Delivers adaptive math practice to strengthen skills needed for both Regents Math and SAT Math.

SAT Prep Options for Every Budget

SAT prep in NYC doesn't have to break the bank. Whether you're working with a zero-dollar budget or have more to spend, there are plenty of choices to help you hit your target score. The key is finding an option that fits your daily routine and study plan.

Free Options: CUNY College Now & Community Programs

For NYC students, CUNY College Now is a standout resource. This program offers free college-credit courses to public high school students, helping them build the academic skills needed for college success. Students can earn up to 15 transferable college credits. To take advantage of this, contact your high school liaison or a participating CUNY campus early.

Community centers also provide budget-friendly SAT prep options. For instance, the Mosholu Montefiore Community Center offers a 12-session SAT prep course for just $75. On the digital side, Khan Academy provides free SAT practice tools, including official practice tests and personalized study plans developed in partnership with the College Board. With a 4.1/5 rating on Trustpilot, it's a trusted option for many students.

Private Tutors vs. Group Classes: Cost Comparison

If you're considering private tutoring or group classes, here's a quick breakdown of costs and benefits:

Option

Cost

Format

Ideal For

Private Tutors (Budget)

$8–$40/hour via Superprof

One-on-one

Flexible scheduling

Private Tutors (Premium)

$75–$200/hour at Manhattan Elite Prep

One-on-one

Intensive, personalized help

Group Classes (Premium)

$1,580 for 20 hours at Manhattan Elite Prep

Small groups

Learning with peer interaction

Community Center Classes

$75 for 12 sessions (Mosholu Montefiore)

Group setting

Budget-conscious students

Private tutoring offers tailored attention and flexible scheduling, making it a great choice for students who need targeted help. In NYC, tutors on platforms like Superprof charge as little as $8 an hour, while premium services like Manhattan Elite Prep can cost up to $200 an hour.

On the other hand, group classes provide a structured curriculum and the chance to learn alongside peers. While Manhattan Elite Prep’s group classes cost $1,580 for 20 hours, community centers like Mosholu Montefiore offer much cheaper alternatives. Plus, private tutoring often leads to faster score improvements, making it a worthwhile investment for students focused on specific areas.

"With the help of an SAT tutor, students are able to excel in their studies. Working with a private teacher is a valuable investment and can help you improve your grades." - Superprof

For those looking for flexibility, digital platforms offer another affordable way to prepare.

How Tech Platforms Offer Quality Prep for Less

Technology has made SAT prep more accessible and cost-effective. Online platforms combine personalized learning with affordability, giving students the freedom to study whenever and wherever they want.

Khan Academy remains a top free option, offering College Board-approved materials and personalized study plans. As college counselor Dana Marvin explains, "Khan Academy really helps students understand why they got an answer wrong and learn from their mistakes".

For a more structured approach, Magoosh provides 12-month access for $129, featuring video explanations and practice questions. It’s highly rated, with 4.7/5 stars on Trustpilot and 4.9/5 stars on Facebook. For those seeking additional guidance, Magoosh also offers a $399 guided study plan.

PrepScholar delivers over 7,100 practice questions and a personalized curriculum for $397. While some lessons lack video content, the platform excels in providing a wealth of practice material and has earned strong reviews, including a 4.6/5 rating on Facebook.

For a cutting-edge option, ChatSAT acts as a real-time SAT study coach. Its "Urgency Detector" prioritizes topics based on test dates and importance, creating a customized week-by-week study calendar. With features like an "Ask-Why" button for instant feedback, ChatSAT ensures you get clarity on confusing topics as you go.

These tech platforms are perfect for NYC students juggling SAT prep with other commitments like Regents exams. Whether you’re studying on the subway, between classes, or late at night, these tools make it easy to stay on track and work toward your SAT goals.

Study Timeline for NYC Juniors

Balancing SAT prep, Regents exams, and college applications can feel overwhelming, but with the right timing and strategy, it’s entirely manageable. Here’s a streamlined timeline to help NYC juniors maximize their study time and hit all the key deadlines.

Important Dates: March Digital SAT & Regents Exams

The March 8, 2025 Digital SAT is a major milestone. Registration closes on February 21, 2025, with a change deadline on February 25, 2025. These dates help you plan your study schedule effectively.

Many NYC schools also participate in SAT School Day testing. For instance, Stuyvesant High School will administer the in-school digital SAT on March 21 and March 28, 2025. Check with your school counselor to see if your school offers this option - it might be more convenient than weekend testing.

Regents exams are another key focus, usually held in January and June, creating natural checkpoints for your study progress.

SAT scores are typically released about two weeks after the test. This gives you enough time to evaluate your performance and decide whether a retake is needed. Planning for two SAT attempts - one during junior year and another early in senior year - is often a smart strategy. This approach increases your chances of reaching your target score.

Weekly Study Goals to Stay on Track

Success on the SAT comes from consistent, focused preparation rather than last-minute cramming. Experts recommend starting your prep 3–6 months before the test. For a March test, begin your dedicated study in October or November.

  • Weeks 1–4: Get comfortable with the digital format. Use tools like Bluebook and third-party apps to pinpoint your strengths and weaknesses. The digital SAT consists of 98 questions and lasts 2 hours and 14 minutes.

  • Weeks 5–6: Take a midpoint check with Bluebook Practice Test 2. This is a great time to assess your progress and refine your focus. You should start noticing improvements in your weaker areas.

  • Weeks 7–8: Shift to final preparation. Concentrate on reviewing your weak points, noting key strategies for exam day, and simulating full-length practice tests. During this phase, tools like ChatSAT’s Urgency Detector can help prioritize high-impact topics as test day approaches.

To stay on track, establish a routine that includes full-length practice tests, targeted drills, and regular mistake reviews. Keep an error log to track recurring issues. Every point matters, so aim for accuracy and endurance to handle challenging questions.

How to Time Your Studies with College Board Benefits

Strategic timing isn’t just for studying - it also applies to fee waivers and application deadlines. Proper planning can save you money on testing and college applications.

The College Board fee waiver covers two SAT tests, four score reports, and additional services for eligible students. It’s best to apply for this waiver when registering for your first SAT. New York State also offers fee waivers for AP exams and other standardized tests.

For college applications, SUNY and CUNY schools often require SAT scores by specific deadlines. SUNY applications open in August, with priority deadlines in November and December. Taking the March SAT ensures you’ll have scores ready for early applications. If needed, you can plan a retake in August or October of your senior year.

Scheduling a second SAT attempt for late summer or early fall allows you to use the summer break to strengthen weak areas identified from your March test. This timing ensures your scores are ready for early decision or early action applications.

To customize your weekly study plan, use resources like Khan Academy, Bluebook, or ChatSAT. These tools adapt to your performance, helping you focus on the most impactful content as test day approaches.

How to Study on NYC Subway Rides

Turn your daily subway commute into a productive SAT study session. With rides averaging 15–30 minutes, the subway provides the perfect opportunity to squeeze in some focused prep time. And with over 5 million people riding the NYC subway daily, you're definitely not the only one trying to make the most of those minutes. The key is to choose study methods that work well in transit. Here's how you can make every stop count.

Short Lessons & Quick Practice on Your Phone

Your phone can be your best study buddy during subway rides. Apps like Khan Academy's SAT platform, which boasts over 100 million users, offer bite-sized lessons tailored for quick learning - perfect for the stop-and-go rhythm of subway travel.

For even more targeted learning, try ChatSAT. Its micro-lessons are designed for brief sessions, starting with AI-led explanations that focus on what you need to learn next. Plus, the handy "Ask-Why" button lets you clear up any confusion on the spot without interrupting your flow.

Need to build your vocabulary or sharpen your math skills? SAT vocabulary apps offer thousands of flashcards with definitions, synonyms, and sample sentences to boost your verbal skills. Meanwhile, Math Brain Booster Games can help you practice mental math, and the Practice for the SAT app keeps you consistent with its "question of the day" feature.

Study Materials That Work Without Internet

Subway connectivity can be hit-or-miss, so it's smart to prepare offline resources ahead of time. Download materials like Bluebook practice tests while you're on Wi-Fi at home or school, so you can access them during your commute. The College Board's official app also offers full practice sections that simulate the actual test, giving you a realistic prep experience.

Offline-friendly tools like Magoosh's SAT flashcards are another great option. You can set daily reminders to review them, making it easier to stick to a routine. Many high schools also provide free SAT resources, including downloadable test-prep materials via their libraries. PrepScholar's study guides, once downloaded, offer detailed explanations for more complex topics, ensuring you're never stuck without quality content.

For a more personalized approach, consider creating an error log in your phone's notes app. By keeping track of common mistakes, you can use your commute for focused review. If you have a longer ride - like commuting from the outer boroughs to Manhattan - store PDF practice tests on your device to tackle during the trip.

Focus Areas for Short Commutes

Tailor your study plan based on the length of your subway ride:

  • Under 10 minutes: Focus on vocabulary or key formulas.

  • 15–20 minutes: Practice specific question types, like algebra problems if that's a weak area.

  • 25+ minutes: Use the time to complete a full practice section, such as a reading passage or math module.

ChatSAT's Urgency Detector can also help prioritize topics based on your test date and current performance, ensuring you're focusing on areas that need the most attention.

Start with challenging material early in the ride when your focus is sharp, and save review tasks for later. Just don’t forget to stay aware of your surroundings - missing your stop would definitely cut into study time! Use your favorite transit app to check service updates and estimate how much time you’ll have to study on each leg of your journey.

How to Get Fee Waivers & College Application Discounts

Saving money on college expenses doesn’t stop at affordable SAT prep. Fee waivers and application discounts are fantastic tools to reduce costs even further, especially if you’re facing financial challenges. Here’s how students in NYC can take advantage of these opportunities.

College Board Fee Waiver Steps

If you're a low-income 11th- or 12th-grader in the U.S. or a U.S. citizen abroad, the College Board offers fee waivers with a range of benefits. These include:

  • Two free SAT tests

  • Unlimited score reports

  • Waived college application fees at participating schools

  • Free CSS Profile applications for financial aid

  • Access to free college planning tools

  • No international fees for U.S. students testing abroad

  • No late registration, change, or cancellation fees

  • Reduced fees for score verification reports

You’re eligible if you meet any of these criteria: enrolled in the National School Lunch Program (NSLP), your family meets income eligibility guidelines, you’re part of programs like Upward Bound, your family receives public assistance, or you’re unhoused, in foster care, or a ward of the state.

To get your fee waiver, talk to your school counselor to get a 12-digit code. If that’s not an option, complete the Self-Identification process: review the criteria, fill out the Fee Waiver Request Form at least 1–2 weeks before registering, list an adult to verify your eligibility, and wait for the College Board’s decision. Once approved, the benefits will show up in your My SAT account.

Heads up: Fee waiver codes from the 2024–25 school year and earlier expire on August 14, 2025. Make sure to use yours before then.

If you take the SAT with a fee waiver, you can also apply to over 2,000 participating colleges for free.

Now, let’s look at how to save on SUNY and CUNY application fees.

SUNY & CUNY Application Fee Discounts

SUNY Fee Waivers:
For New York State high school seniors, SUNY waives the $50 application fee for up to seven colleges if you face financial hardship. Nearly 60% of seniors qualify.

You’re automatically eligible if you attend a public high school where more than 75% of students qualify for free or reduced-price lunch. If your school doesn’t qualify, your household income must be at or below 185% of the federal poverty level. Here’s a quick look at the income limits:

Household Size

Total Annual Income Limit

1

$27,861

2

$37,814

3

$47,767

4

$57,720

5

$67,673

6

$77,626

7

$87,579

8

$97,532*

*Add $9,953 for each additional person beyond eight.

To apply, ask your counselor to submit a SUNY Fee Waiver Request Form. When applying, select "Fee Waiver" as your payment method.

CUNY Fee Waivers:
CUNY’s application fees are $65 for freshmen and $70 for transfers, but waivers are available if you meet specific criteria. You qualify if you’re in foster care, live in a homeless shelter, receive public assistance (e.g., NYCHA, Section 8, SSI), are unemployed or have an unemployed parent, meet income guidelines for SEEK or College Discovery programs, or are formerly incarcerated (with release papers).

Veterans and their spouses can also get automatic waivers by answering the U.S. Military Status question and uploading proof of service, such as a DD-214 or Military ID card. Spouses can use Form 1173/1173-1 as proof.

To claim a CUNY waiver, choose "Pay Later" when submitting your application. Then, email your fee waiver request, supporting documents, and your CUNYfirst ID to feewaiver@cuny.edu.

Complete Money-Saving Checklist

Here’s a step-by-step checklist to help you save on SAT prep and college applications:

Before Taking the SAT:

  • Check the College Board’s fee waiver eligibility or ask your counselor.

  • Request your fee waiver at least 1–2 weeks before the registration deadline.

  • Double-check all form details for accuracy.

  • Use fee waiver codes before they expire on August 14, 2025.

  • Register for the SAT with your fee waiver code.

During College Application Season:

  • Look into colleges participating in the College Board’s free application program (over 2,000 options).

  • See if you qualify for SUNY’s automatic fee waiver based on your high school.

  • Have your counselor submit the SUNY Fee Waiver Request Form if needed.

  • Submit your CUNY application first, then request fee waivers separately.

  • Gather documents for CUNY waivers, like income proof or military records.

  • Take advantage of New York State College Application Month in October for extra fee waivers.

Extra Benefits to Use:

  • Send unlimited free SAT score reports to colleges.

  • Apply for free CSS Profile applications for financial aid.

  • Explore free college planning resources through the College Board.

  • Keep track of your benefits in your College Board account.

Documents to Have Ready:

  • Proof of income or public assistance

  • Military service records (if applicable)

  • School enrollment verification

  • Foster care or homeless shelter documentation (if applicable)

  • Release papers for formerly incarcerated individuals (if applicable)

Keep in mind that submitting false information about your eligibility could result in a ban on your College Board account. Stay organized and keep your documents handy throughout the process.

Your SAT Success Plan for 2025

Make the most of your Regents prep and NYC's resources to conquer the SAT without overspending or overwhelming yourself.

Combine Regents prep with SAT practice using active recall techniques. While working on algebra for the Regents, quiz yourself with SAT-style problems. This strategy not only saves time but also strengthens your understanding for both exams.

Choose prep options that fit your budget and learning style. You don’t need to drop $3,000 on elite tutoring in Manhattan to see results. Free and affordable options like CUNY College Now classes, local community-center bootcamps, and Khan Academy offer structured lessons and practice tests without breaking the bank.

Turn your commute into study time. With mobile-friendly offline tools, those subway rides can become productive review sessions.

Adapt your study habits for the 2025 Digital SAT. To prepare effectively, aim to complete 20–30 focused practice sets and at least 10 full digital mock exams. Use detailed score reports to pinpoint weak spots and adjust your focus. Digital platforms with adaptive tools and progress tracking can help tailor your study plan.

Plan financially as well as academically. Nearly 60% of New York seniors qualify for fee waivers that cover SAT and college application costs. Check your eligibility early and work with your school counselor to ensure you take advantage of these opportunities.

Track your progress with full-length practice tests. Regularly take full-length exams and deeply review your results. Don’t just aim to complete more questions - focus on understanding your mistakes and learning how to avoid them in the future.

FAQs

How can I combine Regents exam prep with SAT study to save time?

You can streamline your study routine by combining your Regents exam preparation with SAT study. Focus on overlapping subjects like algebra, geometry, and reading comprehension. This way, you're tackling two tests at once without doubling your workload.

Make use of free resources such as CUNY College Now classes to sharpen essential skills without spending extra money. Even your subway rides can become productive study sessions - review flashcards, listen to practice questions, or go over vocabulary. These small, consistent habits can help you stay on top of your game and maximize your study time.

What are the most affordable SAT prep options for NYC students, and how do they stack up against expensive tutors?

For students in NYC looking for affordable SAT prep, there are plenty of great options to consider. Free resources like Khan Academy offer official SAT practice questions and full-length tests, making it a go-to choice for many. Additionally, local programs - such as those run by community centers or nonprofit organizations - often provide free or low-cost in-person prep courses. Another excellent option is CUNY College Now classes, which not only help with SAT prep but also focus on overall college readiness.

On the other hand, private tutors in Manhattan can charge upwards of $3,000 for personalized coaching. While these tutors offer custom strategies and one-on-one support, motivated students can achieve excellent results using free or affordable resources. Pairing these tools with consistent study habits can help you reach your goals without spending a fortune.

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